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Benefits Navigator

Discover the benefits you've earned through your service

Why VA Loans Are Powerful

  • $0 down payment required
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Limited closing costs
  • No prepayment penalties
  • Help if you fall behind on payments
  • Can be used multiple times
  • Assumable by qualified buyers
VA Purchase Loan

The classic VA home loan for buying a primary residence — the most popular VA loan veterans use when purchasing their first home.

Key Requirements:

  • • Must be for your primary residence
  • • Certificate of Eligibility (COE) required
  • • Meet lender's credit and income standards
  • • Property must meet VA minimum property requirements
Start Your VA Loan Application
Get Your Certificate of Eligibility (COE)

Before you can get a VA loan, you need a COE proving your eligibility. Most veterans can get this instantly online.

Request Your COE
VA Home Loan Questions?

VA Home Loan Helpline

1-877-827-3702

Monday–Friday, 8am–6pm ET

VA Loan Assistant

Ask questions and get personalized assistance

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